Compare every consolidation option

Filtered to option types you're likely to qualify for. These are generic lender types with typical ranges, not specific companies or offers.

2 matching options

Best for fast home equity funding

Online HELOC Lender

HELOC · Home equity / HELOC

Online application; funding in as few as 5 days. Home is collateral.

APR range

7.5%–15%

5–30 yr

Fees

Up to 4.99% origination

Credit needed

640+

Requires home equity

Best for no closing costs

Bank Home Equity Lender

Home equity loan · Home equity / HELOC

Fixed rate, lump sum. Your home secures the loan.

APR range

7.99%–13.99%

10–30 yr

Fees

No closing costs

Credit needed

680+

Requires home equity