Best for large balances
Prime Online Lender
Large-balance personal loan · Personal loan
Unemployment protection and rate discounts for autopay.
APR range
8.99%–29.49%
24–84 mo
Fees
0–7% origination (optional)
Credit needed
680+
Up to $100,000
Compare every consolidation option
Filtered to option types you're likely to qualify for. These are generic lender types with typical ranges, not specific companies or offers.
4 matching options
Best for zero origination fees
No-Fee Bank Lender
Personal loan · Personal loan
No fees of any kind, including late fees.
APR range
7.99%–24.99%
36–72 mo
Fees
No origination fee
Credit needed
660+
Up to $40,000
Best for fair credit
Fair-Credit Specialist
Personal loan · Personal loan
Considers education and job history, not just score.
APR range
7.8%–35.99%
36 or 60 mo
Fees
0–12% origination
Credit needed
580+
Up to $50,000
Best for fast funding
Fast-Funding Online Lender
Personal loan · Personal loan
Can pay creditors directly; funds often next business day.
APR range
8.49%–35.99%
24–84 mo
Fees
1.85–9.99% origination
Credit needed
580+
Up to $50,000